A car insurance policy in an insurance company costs dollars. According to the statistics of the insurance company, within one calendar year, the car owner gets into a small accident with a probability of . The amount of the insurance payment then is equal to dollars. With a probability of , a motorist gets into a serious accident, and in this case, the payment amount is dollars.
Find the expected value of the insurance company's income from the sale of three policies.
Write the answer in dollars.